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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) indemnification.
B) subrogation.
C) litigation.
D) arbitration.

2. The MAIN purpose of an endorsement is to

A) decrease the premium.
B) increase the premium.
C) modify the policy.
D) describe the covered losses.

3. To satisfy a mortgage of record, which of the following must be filed?

A) a certified copy of original mortgage
B) an original note
C) a mortgage satisfaction
D) a payoff statement

4. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

5. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) sign his or her name on the witness line
B) list the expiration date of his or her commission
C) affix his or her official stamp
D) obtain proper identification from all signers

Solutions: