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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Under the Fair Credit Reporting Act, a consumer report includes

A) communication of information among persons related by common ownership.
B) any authorizations or approval of a specific extension of credit, directly or indirectly, by the issuer of a credit card.
C) communication of information by a consumer reporting agency bearing on a consumer's credit standing, worthiness, or personal characteristics.
D) any report containing information solely as to transactions between the consumer and the person making the report.

2. The process by which an insurer decides whether to issue a policy is known as

A) selection.
B) underwriting.
C) classification.
D) risk pooling.

3. How long is the contestable period for a life insurance policy?

A) 24 months
B) 6 months
C) 12 months
D) 36 months

4. Which of the following is a core benefit of Medicare supplemental insurance?

A) Basic drugs limit of $1,250.
B) First 3 pints of blood each year.
C) At-home recovery.
D) Preventive care.

5. Which of the following is a core benefit of Medicare supplemental insurance?

A) Basic drugs limit of $1,250.
B) First 3 pints of blood each year.
C) At-home recovery.
D) Preventive care.

Solutions: